Many Americans have faced serious financial setbacks this year. Perhaps, you lost your job and already were struggling to pay off your medical debt. Or you can’t find a job that pays you enough to keep up with your bills and you are struggling with increasing credit...
According to the National Safety Council, sleep deprivation can cause many of the same impairments that alcohol consumption can cause. Both sleep deprivation and alcohol consumption can worsen someone’s reaction times, awareness of hazards and ability to sustain...
Many people are reluctant to seek bankruptcy protection because they are concerned about the impact it will have on their credit record. Unfortunately, there’s no way around this consequence. A bankruptcy filing will hurt your credit score. But if you’re already...
Driving is a great privilege, but it can also be a responsibility. Any driver is prone to making a mistake or two behind the wheel. But sometimes, those mistakes can have devastating results.It isn’t only distracted driving that accounts for serious accidents....
On June 1, Tennessee became the nineteenth state to enact a hands-free driving law—and for good reason. A recent study revealed that Tennessee is the deadliest state in the nation for distracted driving, with five times the national average rate of...
Filing for bankruptcy is a big step to take. If you’re feeling apprehensive about taking the plunge, a little self-reflection may be useful.By taking a step back and thinking about what brought you to this financial state as well as the actions you’ll take...
There’s no doubt that certain types of car accidents have more severe consequences than others. However, some drivers make the mistake of not filing an accident report if they believe an accident was “minor.”In Tennessee, an accident report is almost...
The common stigma around bankruptcy is that filing for it means you have poor money management skills. This misconception is dangerous because it can make people considering bankruptcy fear embarrassment or shame.The truth is that those who file for bankruptcy could...
We’re all familiar with the Click-it or Ticket campaign that encourages Tennessee residents to buckle up while in a moving vehicle. But, does it apply to everyone in the car?Here’s what you need to know about who needs to be belted. The driverTennessee law...
One of the most exciting aspects about purchasing a new car is learning all about its new enhancements and technologies that your old car most likely never had. You may have even upgraded to a car that was beyond what you were first shopping for because of these new...
