Many Americans have faced serious financial setbacks this year. Perhaps, you lost your job and already were struggling to pay off your medical debt. Or you can’t find a job that pays you enough to keep up with your bills and you are struggling with increasing credit...
According to the National Safety Council, sleep deprivation can cause many of the same impairments that alcohol consumption can cause. Both sleep deprivation and alcohol consumption can worsen someone’s reaction times, awareness of hazards and ability to sustain...
Many people are reluctant to seek bankruptcy protection because they are concerned about the impact it will have on their credit record. Unfortunately, there’s no way around this consequence. A bankruptcy filing will hurt your credit score. But if you’re already...
Driving is a great privilege, but it can also be a responsibility. Any driver is prone to making a mistake or two behind the wheel. But sometimes, those mistakes can have devastating results.It isn’t only distracted driving that accounts for serious accidents....
On June 1, Tennessee became the nineteenth state to enact a hands-free driving law—and for good reason. A recent study revealed that Tennessee is the deadliest state in the nation for distracted driving, with five times the national average rate of...
Filing for bankruptcy is a big step to take. If you’re feeling apprehensive about taking the plunge, a little self-reflection may be useful.By taking a step back and thinking about what brought you to this financial state as well as the actions you’ll take...
We all know that alcohol impairs a person's judgement, making it dangerous to drive while under the influence. However, those who have drank too much to drive in the past know that the morning after isn't always much clearer. Is that monster hangover during the...
When finances are tight, it is not unusual for Tennessee homeowners to miss a mortgage payment in order to pay their other bills. When this happens even once, some experience a snowball effect of trouble when the overdue payments become too much to catch up. Before...
You were out doing your normal thing. Maybe you were driving to work, school, taxiing children around or just running errands when it happened -- someone hit your car. At first, you were stunned, but the overall damage seemed minor, so insurance information was...
There’s no doubt that certain types of car accidents have more severe consequences than others. However, some drivers make the mistake of not filing an accident report if they believe an accident was “minor.”In Tennessee, an accident report is almost...
