Memphis Legal Blog

LEARN ABOUT THE OPTIONS FOR FORECLOSURE DEFENSE

When finances are tight, it is not unusual for Tennessee homeowners to miss a mortgage payment in order to pay their other bills. When this happens even once, some experience a snowball effect of trouble when the overdue payments become too much to catch up. Before long, the homeowner is receiving notices that the lender is beginning the foreclosure process. As soon as possible, the homeowner is wise to gather information about the options for foreclosure defense.

Even minor motor vehicle accidents can cause injury

You were out doing your normal thing. Maybe you were driving to work, school, taxiing children around or just running errands when it happened -- someone hit your car. At first, you were stunned, but the overall damage seemed minor, so insurance information was exchanged and you went on your way. A few hours, days or even weeks later, you started experiencing pain or other symptoms that something may be wrong, but how can that be when the crash seemed so insignificant? The truth is that plenty of Tennessee residents have experience injuries in relatively minor motor vehicle accidents.

Pain is one way the body tells you that something is not right. If that pain comes on the heels of a car accident, popping pain medication and hoping it will go away may not be the wisest decision -- though that is what many Tennessee residents may opt to do. The best decision would be to get to a doctor as soon as possible. The pain may not come from anything serious, but then again, it may. It is better to be safe than sorry.

Why people who go bankrupt aren't always bad with budgets

The common stigma around bankruptcy is that filing for it means you have poor money management skills. This misconception is dangerous because it can make people considering bankruptcy fear embarrassment or shame.

The truth is that those who file for bankruptcy could easily be a circumstantial victim of any one of these common money issues.

Why there’s no such thing as a “minor” accident in Tennessee

There’s no doubt that certain types of car accidents have more severe consequences than others. However, some drivers make the mistake of not filing an accident report if they believe an accident was “minor.”

In Tennessee, an accident report is almost always required. Here’s why.

Debt makes us do things we normally would not

A former officer with the Central Intelligence Agency was recently sentenced to prison for spying for China. He claims it all started because he was in serious debt. This debt, which seemed impossible to get out of, made him do things that he would never have done had he been financially secure. While this may seem like an extreme case to many Tennessee residents, those who are currently in a bad way economically may understand -- to some degree -- his need to do anything to improve his financial situation.

According to a recent report, in 2017, the ex CIA officer had missed several months of mortgage payments and had a total of $230,000 in other debts. Sometime that year, a Chinese headhunter contacted him on LinkedIn, claiming to be looking for someone who was an expert on foreign policy. The two started talking, and things went downhill from there.

Memphis motor vehicle accidents: Child hit by car dies

On March 26,  police in Tennessee were called to the scene of an auto versus pedestrian accident. This incident occurred in the Whitehaven area. The victim has been identified as a female child, age 11. Sadly, she died shortly after the crash. According to current laws, following fatal motor vehicle accidents, victims' surviving family members may be entitled to seek compensation for their losses by filing civil claims against the party or parties believed responsible.

According to a recent report, the child was walking near Millbranch Road at approximately 3:15 p.m. when she was hit. This location is said to be near three different schools, and it is unclear if the victim was walking home from school when she was struck. It is also still unclear how the accident happened. The child was rushed to a hospital for the treatment of critical injuries. Sadly, she died during or shortly after surgery.

Did you know there is a debt awareness holiday?

Just about everyone in Tennessee loves and is excited for a good holiday. If anyone takes the time to look, they will find that there is a national holiday for something just about every day of the year. There is even a debt awareness holiday called National Credit Card Reduction Day.

March 21 is reportedly National Credit Card Reduction Day. For most people, this day went right on by unnoticed. The purpose of this day is certainly good, though, as millions of Americans have credit card debt that is out of control. Bringing awareness to this issue and offering solutions is always a positive thing.

Tennessee motor vehicle accidents: Crash kills 1, injures 2

Police in Tennessee are in the process of investigating a recent car crash that claimed the life of one man and left two other individuals injured. This event occurred in early March in Shelby County. Following motor vehicle accidents like this, according to state laws, the victims or their surviving family members may be entitled to seek compensation for their losses.

A local news channel initially issued a report about this incident on March 4. According to the report, the driver of a sedan was on Highway 385 headed southbound when, for unknown reasons, this individual crossed into oncoming traffic and struck a Jeep. The driver of the impacted vehicle died at the scene of the crash. His passenger suffered unspecified injuries and was transported to Regional Medical Center for treatment.

Struggling financially? Bankruptcy may help your situation

As much as you probably hate to admit it, you are in a bad way financially. You have tried your hardest to correct the situation on your own, but things just do not seem to be improving. What can you do? The truth is, you are not alone. Numerous Tennessee residents are in your same position and bankruptcy is what may help your and their situations.

Just to be clear, bankruptcy is not for everyone. There are other debt relief options out there that may work for some people. To find out if bankruptcy is actually a good fit for your situation, it is good to talk to an experienced bankruptcy attorney. No one will push you to file for this type of debt relief. It will only be suggested if it is the absolute best option for your current economic position.

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